Privacy Policy

This Privacy Policy explains what information Fundamentalsinfo (CA Akhil Malhotra) collects when you use the Service, how we use it, and the choices you have. By using the Service you agree to the practices described here.

1. Information we collect

• Account information you provide — such as your name and email address when you register or contact us.
• Payment information — when you make a purchase, our payment partner Razorpay collects and processes your payment details. We do not receive or store your full card, UPI, or bank-account details; we retain only a record of the transaction, such as the order and payment reference IDs, the amount, and the status.
• Usage information — pages you view and basic technical details (such as device and browser type), collected automatically to help us understand and improve the Service.
• Cookies and similar technologies — used to keep you signed in and to measure usage.

2. How we use your information

• to provide, operate, and maintain the Service;
• to process payments and grant you access to content you have purchased;
• to respond to your requests and provide customer support;
• to secure the Service and prevent fraud or abuse;
• to understand how the Service is used so we can improve our content and features;
• to send you essential service messages and, where you have opted in, product updates.

3. Payment processing

Payments are handled by Razorpay, which acts as our payment processor. Your payment information is collected and processed by Razorpay in accordance with its own privacy policy and applicable card-network and banking rules. We recommend reviewing the Razorpay privacy policy to understand how it handles your data.

4. Sub-processors and how we share information

We share information only with the third-party providers we need to run the Service. The full list is below, along with what each provider does and a link to its privacy policy:

• Razorpay Software Pvt. Ltd.— payment processor. We send your name, email, and payment-method details only at checkout time. We do not store card numbers. Razorpay's privacy policy: https://razorpay.com/privacy/
• Supabase Inc. — managed Postgres database and authentication. Stores your account email, hashed password, watchlist, and purchase history. Privacy policy: https://supabase.com/privacy
• Vercel Inc. — application hosting and edge network. Logs each request (IP address, user agent, URL, timing) for up to 30 days. Privacy policy: https://vercel.com/legal/privacy-policy
• Resend, Inc. — transactional email delivery (account verification, payment receipts, password resets). Privacy policy: https://resend.com/legal/privacy-policy
• Google LLC (Google Analytics 4) — aggregate traffic analytics. IP addresses are anonymised. Privacy policy: https://policies.google.com/privacy

We do not sell, rent, or share your personal information with anyone outside the providers listed above. We may disclose information if required by law, or to protect our rights and the safety of our users.

5. Cookies and analytics

We use cookies to keep you logged in and to measure how the Service is used so we can improve it. You can control cookies through your browser settings, though some features may not work properly without them.

6. Data security

We take reasonable technical and organisational measures to protect your information. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data retention

We retain your information for as long as your account is active or as needed to provide the Service, comply with our legal obligations, resolve disputes, and enforce our agreements.

8. Your rights

You may request access to, correction of, or deletion of your personal information, subject to applicable law and our legal obligations (for example, we may need to retain certain transaction records). To make a request, email us at support@fundamentalsinfo.in.

9. Children

The Service is not directed to anyone under 18, and we do not knowingly collect personal information from children.

10. Changes to this policy

We may update this Privacy Policy from time to time. Changes take effect when posted, and the “Last updated” date above will reflect the latest revision.

11. Contact

For any privacy questions or requests, contact us at support@fundamentalsinfo.in, or visit our Contact page.