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PAISALO DIGITAL LIMITED

NSE: PAISALOSmall Cap

Current Price

49.33

As of 20 May 2026

Market Cap

₹4.23K Cr

As of 20 May 2026

One-Pager

Report updated: 2026-05-14

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PAISALO DIGITAL LIMITED

NSE: PAISALO· Small Cap

RBI-registered NBFC lending small-ticket income generation loans to the financially excluded — 35+ year old, Agarwal-family controlled, 5,299 touchpoints across 22 states serving a ~16 million customer franchise. Co-lending partner to SBI, PNB, BoB, Karnataka Bank and UCO Bank; management has reaffirmed a three-year AUM doubling plan to ~Rs.12,200 Cr by FY29.

Rs.49

Share price (14 May 2026)

P/E ~17.7x

Rs.750 Cr

Market cap (Micro Cap)

Rs.944 Cr

FY26 total income (+22% YoY)

AUM Rs.6,101 Cr, +17% YoY

Rs.237 Cr

FY26 PAT (+19% YoY)

Profit 4x FY22-FY26

6.83%

FY26 NIM

Above 6.5% guide; GNPA 0.76%

~41%

Promoter holding

Agarwal family; ~107 lakh shares open-market bought FY26

Educational content only. Not SEBI-registered investment advice. This is public source-based data. Do your own analysis.